Hello, I am looking to get advice and tips on saving money and cutting costs so that I can live better for less. Any tip , no matter now small, would be really appreciated - whether it's around the home, travel , shopping, savings, banks debt or work - any area of life is relevant! I am part of a group at the moment and we are thinking we might produce a free top tips guide so that even more people in shetland can spend less in their day to day lives. ANY thoughts greatly appreciated! Many thanks [/b]