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peeriebryan got a reaction from Davie P in Investing & Saving
(I'm a little bit late with a response but...) here's a few links to comparisons and reviews
Compare cheapest (and best) investment ISA platforms How to choose the best (and cheapest) DIY investing Isa Compare investment platform fees and charges You'll need to think about how often you plan to buy/sell shares and how much your overall portfolio will be worth as some platforms charge per trade, some charge a flat % fee or a combination of both
This is excellent advice. ETFs (Exchange Traded Funds) are bundles of securities (i.e. shares, bonds, commodities etc) and are ideal for getting started with investing. When you buy a share in an EFT you're essentially buying multiple smaller shares across a range of securities.
They're generally divided into two classes - passive, which will track a specific market (such as the S&P 500 JGHR mentioned) or active, which has a fund manager who makes the investment decisions (these funds generally have higher fees as the fund manager takes a commission)
Investopedia > Exchange Traded Fund
Again, excellent advice. The markets can be quite volatile in the short term but over the long term (5+ years) they have consistently risen in value. In general, if you hold your nerve and don't sell your shares when markets take a dip you should be OK. In fact, when markets are on a downturn it can be a good time to buy as you'll get more shares for your money
DIsclaimer: I'm nae expert, I'm just some fellow on da internet!
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peeriebryan reacted to Roachmill in Brexit (merged threads)
Forum poster who repeatedly writes a sentence followed by a nonsense link is actually from outer space scientists find. https://bit.ly/1e1EYJv
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peeriebryan got a reaction from Nigel Bridgman-Elliot in Islands Plan Consultation
From https://www.heraldscotland.com/news/17556324.islanders-asked-to-help-shape-first-national-islands-plan/
See also
https://stv.tv/news/highlands-islands/1436876-islanders-asked-to-help-shape-first-national-islands-plan/ https://www.shetnews.co.uk/2019/04/07/islands-plan-is-to-put-substance-on-last-years-act/ The consultation documents are available here > https://consult.gov.scot/agriculture-and-rural-communities/national-islands-plan/
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peeriebryan got a reaction from Wheelsup in Lerwick Up Helly Aa
What the Helly Aa! (Your guide to Shetland's Up Helly Aa fire festivals)
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peeriebryan got a reaction from Muckle Oxters in Lerwick Up Helly Aa
What the Helly Aa! (Your guide to Shetland's Up Helly Aa fire festivals)
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peeriebryan got a reaction from tirvaluk in Family Tree software and research
^ Thanks tirvaluk, I shall take you up on the offer. Despite what you've told me before, I'm sure we must be cousins one way or the other if we look hard enough!
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peeriebryan reacted to MuckleJoannie in Family Tree software and research
Ancestory has a lot of other information apart from family trees that can flesh out family history. I had a look on it a while ago when they had a free access weekend and found documentation about my grandad and his brother getting their skippers tickets.
I have a subscription to Find My Past which I mainly use to look at old newspapers. They have digitised copies of the Shetland Times up to 1911. You can enter an individual's name or a place name and it will come up with any relevant articles.
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peeriebryan reacted to number 7 in Local mixes for local DJs!
MODERDYE - OLD CODES NEW CODES
https://hearthis.at/number-seven-cp/moderdye-codes-old-school
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peeriebryan reacted to Colin in Merry Christmas and a Happy New Year to you all!
Saved by the 'smiley' ?
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peeriebryan reacted to George. in Merry Christmas and a Happy New Year to you all!
Hope that everybody thoroughly enjoyed the winter solstice and will have a really splendidly heathen yuletide
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peeriebryan reacted to Pleepsie in Merry Christmas and a Happy New Year to you all!
Its hard to believe its 12+ years since I joined Shetlink, its a great way to keep in touch with Da Auld Rock, we shetlanders might be living at all the 4 corners of the earth, but logging in to Shetlink feels like logging into home. Many thanks to all who keep it going. Long may it continue.
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peeriebryan reacted to admin in Merry Christmas and a Happy New Year to you all!
Wishing all Shetlink and Njord|Market users a very festive festive.
(and it'll be Shetlink's 13th birthday on the 28th December!)
Cheers everybody!
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peeriebryan got a reaction from George. in Donald Trump (poll)
The article you linked to only discusses employment rate. Whilst the numbers aren't bad for Trump, they were less positive than expected and are part of a trend since the 10% unemployment rate caused by the 2008 banking crisis.
Better news for him regarding employment, with a wider impact on the economy as a whole, would be the promised increase in average wages which would increase consumer spending. But that hasn't happened yet, and the impact of his tax cuts will only be known over the next few years.
The US economy as a whole is in reasonable shape but the US markets have been on a downturn since October and there are predictions of a recession in 2019.
Recent history - BBC Business - What's knocked markets off course? Current / Short term predictions - Wall Street Journal - Sharp Decline Puts Dow in Correction Territory Longer term predictions - Barron's - A Recession Is Unlikely, But Expect Slower Economic Growth in 2019 Longer term predictions - Financial Times - US economy set to slow, says IMF chief economist
Since this thread is discussing Trump, it's worth noting that individual politicians and political parties often claim credit for 'booming' economies, and blame others and/or their predecessors for poor performance. The reality is that in a globalised economy there are so many interconnected factors and external influences that it is difficult to draw any kind of "cause and effect" line from a domestic fiscal policy to a measurable impact to the wider economy. It's a case of fine-tuning rather than "I did this, so that happened"
In general, Trump's unpredictable nature (a single off-the-cuff Tweet can knock several points off the global markets, for example), blunt and ill-informed interventions, and habit of threatening tariffs and trade embargoes on other countries doesn't help the US or global economy.
I also wonder about the common belief that because he is a 'businessman' in a narrow market sector that this equips him for calling the shots on the wider US, and therefore global, economy. His experience is of trying to make his company more profitable than other companies, often at the expense of others, rather than fostering an economic environment to make many companies, countries and individuals prosperous.
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peeriebryan got a reaction from Roachmill in Donald Trump (poll)
The article you linked to only discusses employment rate. Whilst the numbers aren't bad for Trump, they were less positive than expected and are part of a trend since the 10% unemployment rate caused by the 2008 banking crisis.
Better news for him regarding employment, with a wider impact on the economy as a whole, would be the promised increase in average wages which would increase consumer spending. But that hasn't happened yet, and the impact of his tax cuts will only be known over the next few years.
The US economy as a whole is in reasonable shape but the US markets have been on a downturn since October and there are predictions of a recession in 2019.
Recent history - BBC Business - What's knocked markets off course? Current / Short term predictions - Wall Street Journal - Sharp Decline Puts Dow in Correction Territory Longer term predictions - Barron's - A Recession Is Unlikely, But Expect Slower Economic Growth in 2019 Longer term predictions - Financial Times - US economy set to slow, says IMF chief economist
Since this thread is discussing Trump, it's worth noting that individual politicians and political parties often claim credit for 'booming' economies, and blame others and/or their predecessors for poor performance. The reality is that in a globalised economy there are so many interconnected factors and external influences that it is difficult to draw any kind of "cause and effect" line from a domestic fiscal policy to a measurable impact to the wider economy. It's a case of fine-tuning rather than "I did this, so that happened"
In general, Trump's unpredictable nature (a single off-the-cuff Tweet can knock several points off the global markets, for example), blunt and ill-informed interventions, and habit of threatening tariffs and trade embargoes on other countries doesn't help the US or global economy.
I also wonder about the common belief that because he is a 'businessman' in a narrow market sector that this equips him for calling the shots on the wider US, and therefore global, economy. His experience is of trying to make his company more profitable than other companies, often at the expense of others, rather than fostering an economic environment to make many companies, countries and individuals prosperous.
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peeriebryan reacted to MuckleJoannie in Community Council Elections
What do Shetland's Community Councils do?
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peeriebryan got a reaction from Nigel Bridgman-Elliot in Road and driveway construction
*mod edit - this thread was split from https://www.shetlink.com/index.php?/topic/6746-community-council-elections *
Here's an article about the opening of the path http://www.shetlandtimes.co.uk/2018/05/19/watch-scooters-cyclists-and-walkers-galore-for-official-footpath-opening
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peeriebryan got a reaction from ThePMx in Community Council Elections
I only have praise for the Sandwick Community Council and the work they do for our community.
If folk aren't happy with their local CC then perhaps they should get involved and do something about it?
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peeriebryan got a reaction from Nigel Bridgman-Elliot in Community Council Elections
I only have praise for the Sandwick Community Council and the work they do for our community.
If folk aren't happy with their local CC then perhaps they should get involved and do something about it?
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peeriebryan reacted to Colin in Community Council Elections
My wife used to be clerk to our community council and, when they had a little money to spend, they did manage to spend it wisely and make little differences around the place. Chippings for "un-adopted" roads, upkeep of communal spaces etc.
All this was done at a cost that was less than the SIC could produce a report (on whether the work was necessary) for.
The local councillor also took a seat on the CC (I think that this might still be the case) so, there was direct feedback to the full council but, the CC never really represented the wider views in the community as most of the people involved hardly ever engaged directly with anyone outside of their own "circles" and, most of the community never went near them unless they had a problem which required some "favourable" treatment.
It was also the case that certain SIC officers saw the CC's as direct opposition and never really liked working with them.. Mainly, I suspect, because they could get things done quickly, at a reasonable cost, and didn't have to "answer" to them.
Nowadays, the funding has been cut back to a level that only allows for the absolute bare essentials and this has reduced (most of) the cc's to nothing more than powerless "talking shops".
OK, there are still things that can be achieved but, in the main, and with the exception of direct access to the local councillor(s), nothing worthwhile that "benefits" the community.
Nett result is that our CC has become virtually "invisible", there is little on no feedback, and hardly anyone in the community knows what they are up to.
A (not) fairly radical suggestion is;
Why not allow the Charitable Trust to offer a small annual grant to each CC ? It is OUR money after all.
This could be "ring-fenced" for cummunity "assets" such as benches, small flower gardens, newsletters, whatever... Just so long as it reminds the community that the CC's exist
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peeriebryan reacted to Ghostrider in Community Council Elections
^ Sandwick seems to be one of the ones who have gotten their sh*t together and made the CC concept work for them, to a point at least. Sannik fokk ir generally paeceable enyoch dat dey can manage dat wi little budder.
Wis bu**ers be sooth ir far ower obstropolous fur hit ta ever be dat wye wi wis tho.
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peeriebryan reacted to Nigel Bridgman-Elliot in Moving to Yell as a single person
> I have no idea how to get him there.
Maybe someone knows someone who is coming by their own boat/etc. and can give you and your dog a lift.
If you could find a neighbour/etc. to babysit your dog if need be, that could be one solution to concerns about getting home to your dog.
If dog by car, would recommend a kennel inside it !
Social wise, I'd say its pretty difficult to meet anyone !
But you can be just as lonely in a big city..
Most houses have very tiny gardens (Crofting laws..), but occasionally something with a few acres comes up.
We wanted to grow our own stuff up here, but ended up with a small garden not suited for that. (I want greenhouses!)
What sort of budget do you have property wise ?
It is much nicer here re. crime/etc.
(Moved here nearly 3 years ago.)
Cleaner air/water, less traffic.
Shopping cheaply Tesco, so a good mpg vehicle is recommended, but factor in the cost of ferry trips, so stock up in fewer trips than lots of little trips.
(A big 400 litre fridge and freezer can help there for example, though we do get power cuts, but they don't seem to last too long, so only really a concern if you are watching TV, but you could always have a backup powersupply and then only worry if the local TV transmitter loses power too. )
Online shopping (Dogfood for example.), though some things can be difficult to get shipped here, things too big (TV), or liquids. (Varnish for example, aerosols over 300ml)
Depending upon the design/placement/system of your home, heating can be expensive, so if its a wooden place on top of a hill, it could get pricey. (And as most have tiny gardens, its not like you can plant trees around it, though a short stone wall can help.)
We live in a nice cosy exterior insulted concrete building, and heating costs are on par with mains gas (Which we don't have up here..), even though its storage heaters.
Sewage is another concern, not everywhere is on the mains !
Some buildings have nice steel roof's which don't blow off easily (But do rust..), or heavy concrete tiles.
I'm not awfully fond of ordinary tiles myself, and you can often see on roof's where they have had repairs done/etc. to give you some idea of how often there is a roof problem. (I guess if you go for a single story building, it would easier to fix yourself!)
Windows seem to manage ok, though sometimes double glazing units do lose their seal, I guess because they aren't designed for such high winds speeds.
You might also want to check internet connection options, because if you live far from an exchange, your speed could be awful.
(One reason we went for this spot as its not far from the exchange and we get around 8.3Mbit ADSL, no fibre yet for a while..)
Satellite TV, unless you are lucky and there aren't big hills in the way to reach the main terrestrial Transmitter not far from Lerwick. (Otherwise its a local reduced channel list transmitter..)
Some links you may find useful:
https://www.careerjet.co.uk/jobs-in-shetland-islands-669.html
Seems to be the best site which lists the most jobs you can find here. ( www.indeed.co.uk is another, but it doesn't seem to catch so many.)
https://www.facebook.com/shetlandproperty
https://www.d-s-r.co.uk/property.htm
http://www.anderson-goodlad.com/property-for-sale/
https://www.neilrisk.com/properties?q=sale
https://www.tait-peterson.co.uk/pages/property_available.htm
http://www.shetlandtimes.co.uk/category/properties
https://www.shetlink.com/index.php?/classifieds/category/29-accom-for-sale/?sort_key=date_added&sort_order=desc
http://www.inksters.com/propertylisting.aspx?loc=Shetland&order=ASC¤tpage=1
http://shetlandislesproperty.co.uk/cgi-bin/exec/search.cgi?search=1&perpage=10&sort_order=4%2Cabc%2Cforward&marknew=1&euro_numbers=0&lfield3_keyword=&lfield1_keyword=&SUBMIT=Search
https://www.zoopla.co.uk/for-sale/property/shetland/
https://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=REGION^61362&sortType=6&numberOfPropertiesPerPage=10
https://www.onthemarket.com/for-sale/property/shetland-islands/?mkwid=s0zrQfa5d_dc&pcrid=90947074087&pkw=_inurl%3A%2Ffor-sale%2F&pmt=b&gclid=COSPwoHxr8gCFeJZ2wod3PcBaA
http://zeproperty.co.uk/for-sale
Not all links are current, but copied browser favourites from a couple of years ago.
You may need to either change your mobile provider, or get two SIM's/phones in case you end up living in an area with no coverage for your current provider.
I found the Facebook property page perhaps the most useful, as it tends to have most property from other websites posted there, though not all !
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peeriebryan reacted to Colin in Behind the scenes videos of Refuse Collection, Gritting etc
You could ask that question of every post ever made.
I suspect that the OP made the post "because he could" and, if he wants to share a part of his life with a wider audience, he has a "right" to do so.
Freedom of speech, expression etc.
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peeriebryan reacted to Capeesh in Culture Strategy for Scotland consultation
@ suffererof1crankymofo
Whatever floats your boat.
I personally see it as a positive thing, I hope that (on our behalf) the many superb groups, organisations and even interested individuals in Shetland participate.
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peeriebryan reacted to Ghostrider in Culture Strategy for Scotland consultation
@ peeriebryan: What is 'culture'? Yes, its all of those things, and none of those things at the same time. Its a constantly evolving subjective fluid object. Its everything we are and that there is, and nothing at all, both at the same time, depending upon an individual's personal opinion.
It became whatever it is in the present entirely by accident, not by plan or regulation, and while it deserves to be recognised as a valid phenomena and to be to each individual whatever it is to them, it also needs to evolve naturally. So I'm yet to be convinced that Government intervention with any kind of 'plan' or 'strategy', given their love affair with labelling, ticking boxes, pigeon holing and 'one size fits all' thinking, is a good thing for culture. Their somewhat cacque handed, and arguably highly inappropriate ideas concerning Gaelic language stands as a case in point.
Can't knock them for trying I suppose, but I get a definite sense of 'fixing what ain't broke' while other arguably more important issues that are broken are left that way, going on with this.
As long as people act on their own desire to express themselves through their medium of choice, culture will continue and evolve, and if there's a role for a government to play, perhaps it should be reactive to accomodating culture in whatever direction it evolves naturally to, rather than proactively manipulating and leading it, as this strategy seems to be intended to be.
Is culture not over-regulated and stifled in some areas already? Take grafitti for example, there's enough of it been around long enough now to prove its a part of their culture for some, yet governments do a great deal to remove it, hide it, discourage it, and promote the belief that it is negative, undesirable and not a legitimate 'art' form. As long as any government strategy recognises all forms of cultural expression equally, that's fine, but given their track record so far I fear their plan will end up more a case of promoting and respecting those parts of 'culture' they deem to be legitimate parts of 'culture' and browbeating down the rest. Time will tell.....