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Affordable Housing


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96 replies to this topic

#21 Colin

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Posted 10 August 2016 - 07:34 AM

Depressing..



#22 Ghostrider

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Posted 10 August 2016 - 10:42 AM

It would seem the right to buy scheme suited your situation a pity it is no longer available.

 

Yes, in what is quickly becoming the Scots government trademark, of instead of addressing the flaws and shortcomings of what was basically a reasonable idea, their "solution" was to go to the opposite extreme.

 

"Right to Buy" had a lot going for it, for both tenant and landlord and its a pity to see that go. Where it fell over was little attempt was made to ensure only houses over a "certain age" were the ones that could be sold, the discount given was excessive, especially those who qualified for the higher end of it, properties were on the whole valued far too low, and most importantly no help, support or encouragement was forthcoming from any Government to replace the houses being sold on.

 

So now thanks to the "wisdom" of the Scots, we've cut off a supply of housing which gave a lot of folk the only chance they were ever likely to have of getting on the property ladder, and lumbered landlords with a increasingly ageing stock, with the much faster escalating repairs/refurb bills that accompany such things.

 

Thanks very much Scots Gov. for condeming far more people to a lifetime of paying rent, and ensuring that new builds are minimised as the repairs/refurb bill steadily rises consuming more and more of available capital, while the folk live in increasingly outdated houses.

 

Ahh, but i forgot, Holyrood is a den of Socialism where ownership of anything unless by the state is dispproved of, and that we should all be good little subjects and do, and say and think exactly what they tell us we should. I wonder where they have planned to send dissidents and political prisioners to when they'd tightened their grip enough to do such things, maybe they'll re-open a few coal mines in Fife to be the Scots equivalent of the Siberian salt mines.


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#23 mikeyboy

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Posted 13 August 2016 - 10:03 AM

 

Whalsa, this sounds a great idea, I'm 43 years old and after bills my wife and I have an expendable income of around £50 per month. So I'll leave the maths to you but with most first time buyer mortgages being 20% deposit plus legal fees, I'd say I would be around 60 when I could start buying. Even if I came into a little financial windfall and went to a bank for a mortgage I may as well go in with a clown suit on and big floppy shoes. My point being is not all people qualify for a mortgage. My rent is very high and we've never missed a payment-ever! But I would not be offered a mortgage, if I wanted one, yet I believe I've proved over 25 years of renting I will repay it. We are not alone, millions are in the same position, hence my idea about hire purchase type schemes.

I have resigned myself to being on the rental conveyor forever. I just worry, as many do, that I will eventually be unable to afford to keep a roof over our heads due to ever spiraling (greedy?) private rents. 

It would seem the right to buy scheme suited your situation a pity it is no longer available.

 

Not really as he is renting privately. Surprised after 25 years he hasn't got a council house?



#24 mikeyboy

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Posted 13 August 2016 - 10:43 AM

I wish the rents would come down. I have been offered a job in Shetland but at £900 a room? I currently pay £620 for a 4 bedroom house with garage. Who can actually afford to live up here?

A Lerwick flat and a house in paper right now for £800-£850. I am sure there might be some wriggle room for a long term tenant.

Still sounds a bit high but better than £900 for a room.



#25 Scorrie

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Posted 13 August 2016 - 11:34 AM

£130k mortgage is around £640 a month.

 

As a paper exercise, you're better off buying......

 

 

.... once you've saved a wedge of cash, grovelled around the banks....etc..etc....



#26 Skerriesinthewilderness

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Posted 27 August 2016 - 10:54 PM

Will we ever have this situation in Shetland?

 



#27 Ghostrider

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Posted 28 August 2016 - 01:44 AM

^ Many would say we've had the situation in principle here for years, just not so much racial, ethnic, religious etc driven, but whether you're an addict, done time, just walked off the boat etc.


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#28 Colin

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Posted 28 August 2016 - 06:33 AM

Sort of crap that happens when the lunatics are allowed to run the asylum...



#29 audi-ya-do

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Posted 28 August 2016 - 08:49 AM

On any level positive discrimination is the worst type. You discriminate against a large majority who meet certain criteria for a minority who meet none but one e.g. education, wealth, culture, religion the list goes on and on. This then increases the majorities anger against the wrong people-those who they see receiving positive discrimination not the ones who impose it. In turn this leads to calls against the majority, for voicing their anger against such policies, as racists, bigots, zealots etc.  How to push anything unfair through legislation is to say those opposed to it are racist, homophobic, etc. You'll see the level headed majority then back off as they don't want those sort of labels-but this then creates simmering, silent, resentment deep down, not a good thing.

Housing is a basic need of ALL people, along with clean water, heat, and food. As such ALL applicants for social housing, should be treated to a set criteria regardless of race, creed, culture, religion, sexual preference, prison term, addictions, or even length of time in that area, or anything else. That is why it is called  SOCIAL HOUSING.


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#30 paulb

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Posted 28 August 2016 - 09:23 AM

3 threads about race issues man has an agenda 



#31 Ghostrider

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Posted 28 August 2016 - 02:16 PM

^ Since when were Muslims a "race". Maybe i missed something, but if there is a common thread in the posts you seem to be refering to, its religion, not race.



#32 Wheelsup

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Posted 28 August 2016 - 03:52 PM

SKiWNS  does seem to be trying to illicit discriminatory conversation. Perhaps he is Farage or Trump. Or a Trojan.



#33 Colin

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Posted 28 August 2016 - 05:47 PM

Don't get to exited... Last week it was cancer, this week, muslims  next week, who knows...

 

Having said that, it would appear to be a facet of a "conversation" that should be had and, so far, has been denied to the population by our "leaders".

 

Just don't like links to what appear to be sensationalist youtube videos.

 

Still, better "arm" ourselves.. Just in case.... :evil:



#34 Skerriesinthewilderness

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Posted 28 August 2016 - 10:25 PM

Someone mention Trojan?

 

Ok just for interest I looked up Trojan and Muslim

 

Having watched the video. 

What are we doing to help the immigrants?

 

 



#35 Colin

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Posted 29 August 2016 - 06:05 AM

Didn't bother watching the video but, only a fool would believe that the "caliphate" would restrict itself to the Middle East.  Muslims (of all nationalities) exist in every country throughout the world..    

 

Trouble is that a small number of them want to play "soldier of god" and, despite the wishes of the general population, want to impose their version of islam on everyone. 

More worrying is that islam, as it is practiced by the minority (and supported by a possible majority), seems to have almost zero tolerance of any other faith and, a lot of it's practices are "barbaric" by western standards.

 

If you're not for them, you're against them.

 

Make your mind up time..



#36 paulb

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Posted 29 August 2016 - 08:05 AM

islam is were Christianity was 700 years back its just that our nuts were restricted because of lack of communication and transport. nowt isis has done has not been done in Christs name. none of it is based on the real faith just mans desire for power and control. most people of faith or none are perfectly normal and nice people. i hate fear mongers.


Edited by paulb, 29 August 2016 - 08:06 AM.

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#37 Skerriesinthewilderness

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Posted 29 August 2016 - 10:59 AM

While I accept that Catholicism was instrumental in the start of Islam, and all religions that encourage hatred are wrong to do so.

 

Affordable housing is a basic start to loving our neighbour. 

 

What happens when we do create affordable housing, and they then become nightmare neighbours?

 

One of the hardest things in the world is to love your neighbour?(when they are being an ---)I guess that is why Jesus ended up on a cross as it was too much to ask?

 

What are the solutions to affordable housing and good neighbours?



#38 Ghostrider

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Posted 29 August 2016 - 11:33 AM

What are the solutions to.....good neighbours?

 

High walls, very high walls, 100% effective soundproofing, and invisibility cloaks for them to wear would go quite a way. That, and the removal of this deranged concept that you can throw any number of random people in to a restricted space and expect them play one happy family, it doesn't work, never has, and almost certainly never will. Concentrate on stopping killing each other and being affected by each other in ways that make killing the other seem the only viable option.


Edited by Ghostrider, 29 August 2016 - 11:35 AM.


#39 Scorrie

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Posted 29 August 2016 - 07:42 PM

While I accept that Catholicism was instrumental in the start of Islam.......

 

 

 

Er, no it wasn't.

 

Islam was founded by the prophet Mohammed  in the area we call Arabia - an area that contained mainly 'pagan' tribes with a few Christian and Jewish tribes thrown into the mix.

 

At that point in history the two major powers in the Middle East - the Persian Empire and the Byantine were rapidly stagnating, exhausted by years of attrition.

The Arab tribes were sat outwith the effective control of either side, but before the inception of Islam they were a disparate group of tribes with no central governance or notion of state, they were loyal to tribal and blood lines and shifted alliegences within the Arab world constantly. Mohammed brought them together (but not very successfully at first) in a united cause in what was effectively a power vacuum.

This was part of the reason that the Arabs' Islamic movement was able to expand with such rapid ferocity in the first fifty years since it's inception (630AD - ish onwards).

 

Many of Mohammeds teachings are akin to the Old Testament/Jewish tracts, true, but to say that Catholicism was instrumental in the foundation of Islam is incorrect and, at best, a Western notion to place Islam in a subservient position to Christian ideologies. It owes as much to Judeaism as it does anything else. One God. Brothers of the Book.


Edited by Scorrie, 29 August 2016 - 07:43 PM.

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#40 Colin

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Posted 29 August 2016 - 08:07 PM

Well said but, I have to ask if mohammed got the arabs together by promising "affordable tents"

:rofl: