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52 replies to this topic

#21 Shetland_boys

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Posted 12 August 2018 - 03:12 PM

I will get a letter written and see where it gets me. I do know someone who does exactly what you have said and it seems to be working fine for them. It does piss me off though when i know someone like me could do with a house yet they pretend to be living in their nice country house but stay with friends in the town. I also know a couple who have a council house each and live together in one and the other house is sitting there empty but i guess that's happening all over.


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#22 Ghostrider

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Posted 12 August 2018 - 04:59 PM

Its abusing the system and shoudn't happen, there's no argument about that, but when the system seems to be so easily abused, and those running it seem disinterested/incapable of policing it any differently, what can you do to try and get ahead but follow those who have already made progress. 

 

Its not fair on those who play by the rules, as you've already found out with years of knock backs, but that's at least as much the fault of those operating the system as anybody taking advantage of it. What some folk are allowed to get away with, more and more folk will try and get away with as well.


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#23 Colin

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Posted 12 August 2018 - 08:22 PM

What is really disturbing is that the people who pay the most in, hard working single men, get the least out.

 

Does anybody else think that the much vaunted points system is stacked to heavily in favour of the "disadvantaged" ?


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#24 paulb

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Posted 12 August 2018 - 09:30 PM

it does seem unfair single adults are treated differently because of sex. the councils south have stamped down on fake/relettings why cant shetland it may just provide enough housing to meet some of the demand. seems madness to be wasting over 400 a month on an empty house. if subletting then that should be treated as fraud.


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#25 Suffererof1crankymofo

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Posted 12 August 2018 - 10:04 PM

@paulb - what makes you think single adults are treated differently because of sex?



#26 tooney1

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Posted 13 August 2018 - 07:13 AM

It helps if you aren't applying for a house on your own.

 

I think this is a good point. Council houses for a sole occupant is a rarity, and depending on your viewpoint, perhaps a luxury that shouldn't exist in social housing. Individuals end up there after relationship breakdowns or if there a joint custody of children etc., but rarely from the outset.

 

Ghostrider's point was also good and to follow that on I guess it would help making a case that it is a strain on your Granny's health as well as your own if she is not the type of person to give you marching orders. CAB may be able to form a good and objective letter here for you.

 

However, the contradiction that comes across to me is on one hand you state you are desperate for a house, but on the other quote "i could afford private rent but having a huge chunk of my wages going to some greedy landlord".



#27 Colin

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Posted 13 August 2018 - 07:47 AM

However, the contradiction that comes across to me is on one hand you state you are desperate for a house, but on the other quote "i could afford private rent but having a huge chunk of my wages going to some greedy landlord".

 

It's like everything else.  No one likes paying anything more than they have to !

 

In a lot of cases, high private rent is because you are paying someone else's mortgage, or because that is what the landlord thinks that the market will stand.

 

Either way, it's just exploitation. 

 

Best advice I can offer is tighten up on what you spend (if possible) and try to save a deposit.



#28 tooney1

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Posted 13 August 2018 - 08:57 AM


It's like everything else.  No one likes paying anything more than they have to !

 

My point is if truly desperate you'd absorb a private rent or share. Other decision-makers will unfortunately see it that way also.

 

There is most definitely a void and it is difficult for first time single buyers who play buy the rules, but that isn't going to change anytime soon.

 

Being a landlord is a business and I'm not sure if landlords can be completely described as greedy since it can be a high risk business if you end up getting squatters or the place trashed. Yields have always been higher in Lerwick than elsewhere in Scotland but there is an opportunity to haggle, especially if you have longer term aspirations (noting new laws mean there is no fixed minimum term like 6 months or a year anymore, so longer term can make you more favorable to landlords). New laws also mean landlords can't suddenly hike prices up or turf you out for someone else during an oil boom.

 

Save a deposit, absorb a private rent if you have to for your own happiness (sharing will cut it in half or more), and skill up if possible until you can buy, would be my advice.



#29 Shetland_boys

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Posted 13 August 2018 - 09:49 AM

Ok well i retract my contradictory statement then and say i cannot afford private rent as yes i can pay it but it would leave me with 50 pound or less to my name at the end of the month with my current wage. I cannot get a mortgage but cheers for the advise



#30 Suffererof1crankymofo

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Posted 13 August 2018 - 12:00 PM

@ Shetland_boys

 

Is the £50 after bills,  including food?  If so, that's no different to a lot of folk.

 

If it is £50 before bills, then you would probably qualify for Housing Benefit.



#31 The Cleaner

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Posted 13 August 2018 - 12:55 PM

@ Shetland_boys
 
Is the £50 after bills,  including food?  If so, that's no different to a lot of folk.
 
If it is £50 before bills, then you would probably qualify for Housing Benefit.


You would think so but I am in the situation of being unemployed & signed off at present & I share my council house with my adult child (though they are not on the lease, it is their childhood home) who works full time in a minimum wage job. Housing benefit is assessed on your gross household income & we in our particular situation do not qualify for any reduction in rent. However we do get a similar council tax reduction as single occupancy households get. Ofcourse water rates are still applicable as they are to all.
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#32 Suffererof1crankymofo

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Posted 13 August 2018 - 01:48 PM

@ The Cleaner - My reply to the OP was purely in relation to their situation if they were to rent on their own but I appreciate and understand the red tape surrounding HB.


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#33 BGDDisco

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Posted 16 August 2018 - 07:51 PM

Ok well i retract my contradictory statement then and say i cannot afford private rent as yes i can pay it but it would leave me with 50 pound or less to my name at the end of the month with my current wage. I cannot get a mortgage but cheers for the advise

Further to my earlier post about house-share. I heard of a bunch of guys who shared a rented house while they all did uni. They all co-bought a house once they graduated, as no one of them could make the leap themselves. I think it worked out fine enough and slowly but surely they all took their first step on the housing ladder.



#34 Nigel Bridgman-Elliot

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Posted 20 August 2018 - 06:57 PM

Sadly I know that difficulty all too well.

Best advice I can give (Based on having spent a small fortune in paying rent in my lifetime so far..) is stay with a relative/friend either rent free, or shared costs.

 

Save every penny (No luxuries..), buy land, build house.

 

£30,000 upwards I reckon could do that.

Realistically getting a council / housing association/etc. probably never !

Transport wise, bicycle, tricycle, velomobile, cheap to run. :-)
 



#35 redrobbie

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Posted 21 August 2018 - 06:35 AM

Thousands of people have come to Shetland over the years because of the booming economy which has been driven by the oil and gas industry which is a massive cash cow to the Government . This inward migration has put massive strains on the local housing stock and the government surely have a moral duty to provide extra funds for social housing in the isles . Sadly this has not happened and we get the same funds proportionally than the other Scottish islands .


Edited by redrobbie, 21 August 2018 - 06:36 AM.


#36 Nigel Bridgman-Elliot

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Posted 21 August 2018 - 10:40 AM

How difficult is it to get planning permission to build homes here ?

I notice that the crofting laws have a say on how big your garden can be (Max 1/4 acre plot, or 1/2 acre if you can prove farming related..), but I also hear that only so much of the land comes under crofting regulations, how do you find out which parts are and which parts aren't easily ?

As I'd like to grow my own food/etc. I'd want several acres..
 



#37 George.

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Posted 21 August 2018 - 11:10 AM

Thousands of people have come to Shetland over the years because of the booming economy which has been driven by the oil and gas industry which is a massive cash cow to the Government . This inward migration has put massive strains on the local housing stock and the government surely have a moral duty to provide extra funds for social housing in the isles . Sadly this has not happened and we get the same funds proportionally than the other Scottish islands .

It is worthwhile to consider the views, claims and promises made by the British government regarding social housing across the whole country.

 

Social housing green paper.



#38 BGDDisco

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Posted 27 August 2018 - 04:38 PM

£30,000 upwards I reckon could do that.
 

 

Last small house I priced up building for myself was looking more like £130,000 and that was squeezing everything. You could possibly buy a fairly remote, needing lots of TLC, old house for that kind of money, but it would be far, far away from town.



#39 Suffererof1crankymofo

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Posted 28 August 2018 - 11:22 AM

You'd be lucky if £30k bought you the plot, never mind the bricks and mortar.


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#40 tooney1

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Posted 28 August 2018 - 12:03 PM

That episode of Grand Designs where they did community self builds, I thought that was an excellent idea. It gave those out of work/low income a house, building skills and purpose. 
 
It would great if they did that here. The SIC has plenty of land after acquiring the Ness of Sound at great expense for, er, housing...!

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