Polly

Thanks so much Shetlinkers i have received a few pm's as well. Thank you, thank you. I originally called these guys http://newtomorrow.com/. Who put me in touch with the company Invocas. I am meant to be going in to sign the papers for the Protected Trust Deed on Monday but have arranged to go into CAB before hand. I will probably just go into Invocas and see what they're saying and ask for a little time before i sign anything now. I should have pointed out i am not currently in Shetland but do come from the Isle. Again, thank you, all advice greatly appreciated. Wishing you all a nice weekend. Polly

Hello everyone, Not sure if this belongs here or in the 'everything else' forum. After years of trying, unsuccessfully to get out of debt myself i have at last taken the obvious, first step that everyone knows they should do and spoken to a professional. After a lengthy phone call yesterday i now have to go and talk to someone face to face next week. A 'Protected Trust Deed' was advised as the most obvious course of action over the phone, with 'Sequestration' mentioned as an alternative if the PTD was unsuccessful. Has anyone had experience of having to go down this route and could they give any insight as to the lasting effects of such actions? Any advice or personal experience would be greatly appreciated. Its all sounding pretty scary to me at the moment. Polly